CrèditPla Estudiant Assegurat

CrèditPla Estudiant Assegurat is aimed at those who want a convenient way to build up a fund for the future of their children, grandchildren, nephews or nieces.

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Characteristics

It is suitable for adults with children, grandchildren, nephews and nieces, or other minors for whom they are responsible, who are interested in contracting a savings plan thinking about their future.

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Advantages

CrèditPla Estudiant Assegurat guarantees:

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Redemption

Redemption is allowed once two years have elapsed after the product is contracted.

After the second year, and up to 2 years before maturity, partial (minimum of €300) or total redemption is possible with a penalty of 1% of the capital redeemed. In this case, therefore, the capital will not be guaranteed.

During the 2 years prior to maturity, capital redeemed will not be subject to any penalty.

Exceptionally, capital can be redeemed in the following cases:

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Maturity

At the earliest, maturity will occur on the date of the child’s 18th birthday. If the product has been contracted after the child’s 14th birthday, it must be held for a minimum period of 5 years.

 

When the policy matures, all the capital will be available in a single payment. According to the client’s wishes, this capital can be transformed into an annuity or the two options may be combined.

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Maturity

At the earliest, maturity will occur on the date of the child’s 18th birthday. If the product has been contracted after the child’s 14th birthday, it must be held for a minimum period of 5 years.

 

When the policy matures, all the capital will be available in a single payment. According to the client’s wishes, this capital can be transformed into an annuity or the two options may be combined.

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FAQ

If you have questions about our products, take a look at the answers to frequently asked questions in this section.